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Meet your AI financial brain
Own your
money.
Cortex is your personal AI financial advisor. Track your spending, investments and net worth — and optimize your financial future, all in one place.
Track everything. Ask anything.
Cortex AI Insights
scanning 12 linked accounts
FIXED INCOME+₹4,750 / yr
₹5L FD renewing at 6.5%
AAA PSU bond at 7.45% — same safety tier
DEBT₹38,000 saved
Personal loan running at 12.5%
You qualify for a 10.4% balance transfer
PORTFOLIOLower risk
3 mutual funds hold the same top-5 stocks
Rebalance to cut overlap by 40%
Review 3 insightsyou approve every move
Features
One brain. Every rupee.
Cortex plugs into everything you own and everything you owe.
All your money. One place.
Banks, demat, cards, loans, PPF — linked in minutes.
HDFC Bank
ICICI Bank
SBISBI Card
Amex
Zerodha
GrowwHDFC Home LoanPPFAI Tax Optimizer
Every move is slab-aware and LTCG-smart.
₹31,200tax saved / yr
Credit, optimized
CIBIL score insights and smarter card choices — no commissions.
782+12 pts
Pay card dues 3 days before due date
Keep utilisation under 30% on Amex
Avoid new hard inquiries this quarter
Pre-qualified · HDFC InfiniaApply directly to credit cards — coming soon→ 794
Never miss a due date
EMIs, cards, premiums — pinged before they bite.
Home loan EMIin 3 days
SBI Card billin 6 days
Unbiased. Always.
Flat fee only. No bank pays us to push products.
₹0earned in commissions, ever
Track everything
Simplify your money.
Connect every account and see your finances in one place — easy to find, easy to understand. UPI to EMI, nothing slips.
Monitor your spending
Every transaction, automatically categorized.
Spent this month₹52,340
SwiggyFood & dining−₹482
UberTransport−₹214
AmazonShopping−₹1,899
ACT FibernetUtilities−₹1,180
ZomatoFood & dining−₹356
Build a budget
AI sets it up and tracks your progress all month long.
Food & dining₹12,400 / ₹15,000
Shopping₹8,100 / ₹10,000
Transport₹3,800 / ₹6,000
Utilities₹4,200 / ₹5,000
Cortex raised Food & dining by ₹2,000 for festival week — trimmed from Shopping.
See the month coming
SIPs, EMIs, bills and premiums — laid out before they land.
August4 scheduled · ₹94,556
12345678910111213141516171819202122232425262728293031
5Mutual fund SIP₹25,000
7Home loan EMI₹42,300
18HDFC card bill₹18,340
22LIC premium₹8,916
Cancel unwanted subscriptions
Find, manage, and cancel in seconds.
Netflixwatched last week₹649/mo
Disney+ Hotstarwatched yesterday₹299/mo
Cult.fitunused for 3 months₹1,500/mo
Amazon Primeused this week₹299/mo
Try cancelling the one gathering dust.
Cortex AI
Ask anything.
Cortex turns your questions into answers you can trust — personalized advice, grounded in your data, delivered instantly.
See instant insights
Clear answers on your portfolio, spending and goals — in seconds.
Unlock deep recaps
Your financial life, summarized daily — the markets, the news, your money.
No hallucinated numbers
Every figure is checked against your accounts before it reaches you.
Ask Cortex
grounded in your linked accounts
Grow your money
Invest with intention.
Monitor your portfolio in real time and dive deeper into every position with your AI advisor.
Monitor investment performance
From EPF to crypto — your whole portfolio in real time, compared to the index.
₹12,45,320₹38,140 (3.2%)
Your portfolioNifty 50
Visualize your allocation
Know where your money is — and whether it matches your risk profile.
Risk fitModerate
Equity mutual funds42%
Direct stocks18%
EPF + PPF22%
Gold10%
Cash8%
Dive into any position
Real-time performance, key financials, and AI insights for every holding.
Nifty 50 Index FundDirect · Growth₹4,82,140+1.2%
Parag Parikh Flexi CapDirect · Growth₹2,26,000+0.6%
HDFC BankNSE · 120 shares₹1,84,900−0.4%
TCSNSE · 38 shares₹1,52,300+0.8%
Track what's next
Explore the market, build a watchlist, and stay ahead with AI insights.
Gold ETFNPS Tier IIREC AAA bondsSmallcap 250US S&P 500 FoF
Cortex: REC AAA bonds at 7.45% fit the low-risk half of your ladder — same safety tier as your FDs, better post-tax yield.
Forecasting
Forecast your future.
Model scenarios — from market shifts to life goals — and see how your money could grow over time.
Projected net worth at 60
₹4.2 Cr
Current SIPs continue as they are
₹78L₹1.9Cr₹4.2Cr
Today · ₹12.4LAge 40Age 50Age 60
You invest
₹45,000 / moAssumed return
11% CAGRFirst crore by
age 44Projections, not promises. Assumptions are shown with every scenario and editable in the app — historical returns do not guarantee future results.
Couples
Manage money together.
Create a shared, intelligent home for your finances. Add your partner for free.
- Shared goals and budgets, one intelligent home
- Both of you see everything — always in sync
- Personal accounts stay private if you want them to
UN
Partner added · freeHouse down payment
by 2028
₹7.2Lof ₹20L
You · ₹4.1LPartner · ₹3.1L
Joint spending this month₹68,410
Shared emergency fund₹5,00,000 · funded
Yields
Swipe away the regret.
See what your money cost you this year — then what it could earn, matched to your risk appetite.
Drag away what it cost you
Meet the insights underneath, by risk profile
What Cortex found instead
LOW RISKsovereign & AAA-rated6.8–7.6%
91-day T-Bill (RBI Retail Direct)6.84%
10-yr G-Sec7.02%
REC / PFC AAA bonds7.45%
MEDIUM RISKrated credit & index9–12.9%
Senior secured NBFC bonds9.5–10.5%
Nifty 50 index fund · 10-yr CAGR12.9%
HIGH RISKequity, volatile15%+
Nifty Smallcap 250 · 5-yr CAGR16.8%
Expect −25–30% drawdown yearsvolatile
Indicative ranges from public Indian market data. Historical returns do not guarantee future results.
DUMP IT
What slipped past you this year
FD trailed inflation, post-tax−₹9,200
Loan ran 2% above best transfer rate−₹21,000
Savings idled at 3% all year−₹11,400
Card balance revolved at 42% APR−₹6,800
Total left on the table−₹48,400
Trust
Built so you can sleep.
Short, literal claims. No badges we have not earned.
Stored in India
Accounts and transactions live on Indian infrastructure. Your money data does not wander.
Decrypted on your device
Keys stay with you. Data is decrypted on your device — never sitting with us in the clear.
Never your password
Banks stay on Account Aggregator rails. Read-only. We never see or store login secrets.
Read-only access
Cortex can look. It cannot move money, place a trade, or tap a card on your behalf.
Gone when you say so
Export or delete. Your data is gone from live systems in seconds.
Early access
Read what people say.
“Cortex is a one-stop shop for everything money in my life.”
“Added my partner in two clicks — we finally run our goals from one place.”
“Spend tracking is effortless. Net worth, FDs, SIPs — one screen, always current.”
“It caught a dead gym membership and a regular-plan fund in week one. Paid for itself.”
“The first advisor that shows its working. I checked the maths — it was right.”
“Cortex is a one-stop shop for everything money in my life.”
“Added my partner in two clicks — we finally run our goals from one place.”
“Spend tracking is effortless. Net worth, FDs, SIPs — one screen, always current.”
“It caught a dead gym membership and a regular-plan fund in week one. Paid for itself.”
“The first advisor that shows its working. I checked the maths — it was right.”
From private beta users · shared with permission
Pricing
₹499/mo. No commissions. No fine print.
A "1% of assets" advisor on a ₹50L portfolio quietly takes ₹8.7 lakh over 10 years. Cortex takes ₹59,880. Flat.
Early birdcancel anytime
₹499/month
- Every account, one brain
- AI yield + tax analysis
- CIBIL score insights
- Zero commissions, ever
Early access
Your money is losing to inflation right now.
Join the beta. Be first when live account linking opens.
No spam. One ping when we launch. Promise.
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